MasterCard

Platinum MasterCard

Switch to the EFCU Financial MasterCard® Platinum Credit Card 

• No annual fee
• No cash advance fee
• Low interest rates
• Fraud text alerts
• Reward Points on all purchases
• Platinum Benefits (extended warranty protection, purchase protection, travel insurance, and more)
• Convenient 24/7 account information through your EFCU Financial Online Banking login
• Our debit cards are EMV chip embedded, making all transactions unique for a more secure purchase.

With an EFCU Financial MasterCard^® Platinum credit card, you can earn reward points on all purchases. Every time you use your MasterCard Platinum^® Credit Card, you'll earn points redeemable for cash back, merchandise, gift cards to hundreds of popular retail stores, hotels, and restaurants, downloadable tunes and ringtones.

For more information on the Reward Points program and to redeem your points, click here.

Apply Now

For current credit card rates, terms and conditions, contact us at (225) 214-6800.

Secured Mastercard

If you’re looking to establish your credit history or rebuild your credit, our MasterCard® Platinum Secured Credit Card is for you! With funds backed by your EFCU Financial savings account, you'll enjoy a secured credit card with a low, fixed rate.

• Line of credit is based on your deposit balance ranging from between $500 and $1,000
• Reports to major consumer reporting agencies to help establish or rebuild your credit
• Earn dividends on your savings while building your credit

The MasterCard® Platinum Secured Credit Card includes outstanding benefits:

• No annual fee
• No cash advance fee
• Top-notch Rewards Points program with excellent incentives and cash-bask rewards
• Security features to protect your identity
• Fraud text alerts
• Easy, convenient payment options online, by phone and by mail
• Our debit cards are EMV chip embedded, making all transactions unique for a more secure purchase.

Apply Now

For current credit card rates, terms and conditions, contact us at (225) 214-6800.

Access Your MasterCard Account

Easy access to your MasterCard Account is available in Online Banking.

Play it Safe with Protection Plus.

Protection Plus* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

*Protection Plus is a debt protection product offered by EFCU Financial. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an EFCU Financial loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.