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As a proud partner of Southern University, we’re here to support Jaguar Nation on and off the field. Our new Southern University Debit and Credit Cards let you carry your school spirit with you while enjoying great financial benefits!
Complete a contact us form and mention in the comments that you would like to order your Southern University Debit or Credit Card.
Or call us at (225) 214-6800 or toll-free at (800) 963-3328.
Note: There is no fee for ordering your first Southern University Debit Card. Replacement cards will incur the standard replacement card fee. Existing card numbers will remain the same, however, the expiration date and CVV will be updated upon activation of your new card.
EFCU Financial's Rewards Checking account offers two rewarding options to suit your financial preferences:
High Yield Rewards:
Cash Back Rewards:
Both options come with no monthly fees, no minimum balance requirements, and free access to online and mobile banking. To qualify for rewards, complete 12 Debit Card transactions, one ACH or direct deposit, and enroll in eStatements each month.
Every time you use your EFCU Financial Mastercard® Platinum Credit Card, you'll earn points redeemable for 1% cash back, merchandise, or gift cards to popular retail stores, hotels, and restaurants.
For more information on the Reward Points program and to redeem your points, click here.
*APY=Annual Percentage Yield. APYs accurate as of 5/01/2023. Rates may change after account is opened. The following must be met each qualification cycle: (1) Have at least 12 debit card purchases post and settle, (2) Have at least 1 automatic payment (ACH) or direct deposit post and settle, and (3) Be enrolled and receive e-statement notice. If qualifications are met each monthly qualification cycle: (1) balances up to $10,000 receive APY of 5.12%; and (2) balances over $10,000 earn 0.50% interest rate on portion of balance over $10,000, resulting in a range of 5.12% - 1.80% APY depending on the balance (3) domestic ATM fees up to $4.99 per item with a maximum total refund of $10.00 will be reimbursed on the last day of your statement cycle. ATM receipt must be presented for $4.99 maximum ATM fee reimbursement if surcharge is $5.00 or higher. Fees may reduce earnings. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.
**Our APY calculations for Rewards Checking are based on an assumed total account balance of $10,000 plus $25,000.
* special services fees, such as stop payment, NSF, etc. do not apply.
**A $2.00 fee will be charged anytime we transfer funds from your savings account or your eLine into your checking account to cover a potential overdraft. Funds are transferred in $100 increments. An eLine is subject to credit approval.
† Refer to EFCU Financial’s Agreement and Disclosures for a list of eligibility requirements.
